Loan modification is one of the best financial tools available to homeowners who are facing foreclosure.
A loan modification is a process by which the lender or bank reduces your monthly payments so that they are reduced to a manageable amount, thereby reducing the chance of going into default and foreclosing on your home.
There is a statewide emergency in Florida, and specifically in the Southern part of the state (Miami-Dade County) to stop foreclosures as quickly as possible, and to get homeowners help with their mortgages.
If you are already behind on your mortgage or are at risk of going into foreclosure, foreclosure help is available. There are Government agencies, private institutions, and bank departments setup to help you.
How Can I Qualify For a Loan Modification?
If you are interested in applying for a loan modification, there are a couple of requirements to determine if you are a good candidate.
- Your monthly mortgage must be affected by a verifiable reduction in income.
- It is required that you are currently employed or have another source of a stable and predictable monthly income that is provable.
- The home for which you are seeking to obtain a loan modification must be your primary residence.
If any of the above stipulations apply to you, fill out the form at the top of the page for one of our agents to contact you for a free evaluation.
Miami Bank Lenders Phone Numbers
We’ve compiled the Miami area bank phone numbers below as well as the non-profit organizations setup to help Miami residents.
JP Morgan Private Bank
2 S Biscayne Blvd # 22, Miami, FL - (305) 358-3400
Bank of America
401 Lincoln Rd, Miami, FL - (305) 674-9966
Bank of New York Trust Co
800 Brickell Ave # 300, Miami, FL - (305) 372-7444
Mellon Bank
2 S Biscayne Blvd # 12, Miami, FL - (305) 374-3933
Pacific National Bank
1390 Brickell Ave # 500, Miami, FL - (305) 539-7500Coconut Grove Bank
2701 S Bayshore Dr # 2, Miami, FL - (305) 858-6666
Lloyds TSB Bank
2 S Biscayne Blvd # 3200, Miami, FL - (305) 579-8900
ABN AMRO Bank
200 S Biscayne Blvd # 2200, Miami, FL - (305) 372-1596
Deutsche Bank
2 S Biscayne Blvd # 1820, Miami, FL - (305) 577-6600
Mellon United National Bank
44 W Flagler St, Miami, FL - (305) 371-2300
Wachovia Bank
169 SW 8th St, Miami, FL - (305) 789-6888
Sun Trust Bank
1 SE 3rd Ave, Miami, FL - (305) 789-7289
Royal Bank of Canada
801 Brickell Ave # 2100, Miami, FL - (305) 539-5200
Trans Atlantic Bank
48 E Flagler St # 4, Miami, FL - (305) 377-0200
Ocean Bank
200 SE 1st St, Miami, FL - (305) 373-3379
Continental National Bank
240 E Flagler St, Miami, FL - (305) 374-4994
US Bank
200 S Biscayne Blvd # 1870, Miami, FL - (305) 350-1738
Bank United
310 SE 1st St, Miami, FL - (305) 372-0895
Regions Bank
901 S Miami Ave # 210, Miami, FL - (305) 350-1976
Eastern National Bank
799 Brickell Plz # 802, Miami, FL - (305) 995-5800
HSBC Bank
2 S Biscayne Blvd, Miami, FL - (305) 371-4500
Colonial Bank
1200 Brickell Ave # 10, Miami, FL - (305) 523-3400
Colonial Bank
1200 Brickell Ave # 10, Miami, FL - (305) 523-3400
Espirito Santo Bank of Florida
999 Brickell Ave, Miami, FL - (305) 358-7700
Key Bank
1441 Brickell Ave # 1220, Miami, FL - (305) 341-2102
Bank of Scotland
1221 Brickell Ave, Miami, FL - (305) 329-3700
Intercredit Bank Na
1200 Brickell Ave # 4, Miami, FL - (305) 375-8442
Idb Bank
1000 Brickell Ave, Miami, FL - (305) 530-3429
Bank Leumi USA
800 Brickell Ave # 1400, Miami, FL - (305) 702-3500
Gibraltar Private Bank & Trust
200 S Biscayne Blvd # 2850, Miami, FL - (305) 381-9088
Israel Discount Bank of Ny
1000 Brickell Ave, Miami, FL - (305) 358-4543
Helm Bank
999 Brickell Ave # 100, Miami, FL - (305) 379-4356
BPD Bank
801 Brickell Ave # 1050, Miami, FL - (305) 938-6500
Safra National Bank-New York
801 Brickell Ave # 2300, Miami, FL - (786) 777-6055
Great Florida Bank
2 S Biscayne Blvd # 110, Miami, FL - (305) 514-6400
State Farm Bank
1700 Ponce De Leon Blvd, Coral Gables, FL - (305) 445-8579
Republic Federal Bank
176 NE 1st St, Miami, FL - (305) 341-8578
American Express Bank
1111 Brickell Ave # 1600, Miami, FL - (305) 350-7750
International Bank of Miami Na
2121 SW 3rd Ave, Miami, FL - (305) 854-8800
First Bank of Miami
245 SE 1st St, Miami, FL - (305) 579-4933
If you need advice about loan modification, please fill out our contact form for a free consultation, it only takes 10 seconds of your time.
We hope you found these resources useful and look forward to helping you and your family.
Andrew Wise
-Wise Equity Planning
Jaborwhalky.com
